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Association Member NewsTLPA Announces New AD&D Insurance Program for Member CompaniesTLPA is pleased to announce a historic first: our endorsement of a product designed to help benefit our members.TLPA is sponsoring an Accidental Death and Dismemberment (AD&D) Program designed for our members. In the TLPA AD&D Program, coverage is purchased on the vehicle, not the driver, so no employee-employer relationship exists or is implied. This feature is critical to the majority of our members. The mainstay of TLPA's AD&D program is that members can purchase $100,000 Accidental Death and Dismemberment coverage (including assault and battery) for their drivers. This coverage provides much-needed payments to a driver's beneficiary if the driver is injured or killed while driving an insured vehicle. In response to a request from TLPA's Taxicab, Limousine & Sedan, and Paratransit & Contracting Steering Committees that the association solicit for insurance to cover independent contractor and/or employee drivers, the Board of Directors approved issuing a request for proposals. The end result of two rounds of RFPs open to all TLPA associate members who offer insurance is the selection of a broker, John Burnham Insurance Services, which has years of experience in our industry and has developed a similar product specifically for their large transportation clients. Some TLPA Board members have purchased the coverage for many years.
Additional coverage availableMembers who purchase the insurance can expand the accident coverage by including two additional marquee benefits — Accident Medical Expense to cover the usual and customary charges incurred for medically necessary medical services received by the driver due to a covered injury* up to $10,000 per accident (after a $250 deductible and any other valid and collectible insurance) and/or Weekly Accident Indemnity to pay the driver up to $200 weekly for up to 13 weeks if, as a result of an injury*, the driver is rendered totally disabled within 30 days of the accident that caused the injury. Payments will begin after the first 30 days of total disability.TLPA has partnered with AIG Accident & Health Division, a subsidiary of American International Group, Inc. (AIG), to help develop this customized package, which can address the real-life needs of drivers who face the rigors of daily transport and the associated accident exposures which come from traversing the country's highways and byways. Further, partnering with AIG Accident & Health Division, TLPA is confident that the high level of quality service and advocacy to which its members have come accustomed will continue.
UnderwriterCoverage is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., with its principal place of business in New York, N.Y., and is subject to underwriting review and approval. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. The actual policy will contain complete details of coverage and exclusions. Coverage may not be available in all states.
Contact informationFor more information, please contact Mr. Masoud Shahri at John Burnham Insurance Services, (619) 525-2849 or by e-mail at shahri@johnburnham.com. If your insurance agent is an associate member of TLPA, he or she may access our plan for you by contacting Mr. Shahri.*Injury — means bodily injury: (1) which is sustained as a direct result of an unintended, unanticipated accident that is external to the body and that occurs while the injured person's coverage under the Policy is in force; (2) which occurs while such person is participating in a Covered Activity; and (3) which directly (independent of sickness, disease, mental incapacity, bodily infirmity or any other cause) causes a covered loss.
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